I have a travel secret. Although the American Express Platinum Card seems wildly expensive in comparison to traditional credit cards, if you are a frequent traveler, you may find it to actually be a great deal. As someone who flies at least 12 times a year, I get the full benefit from my card – often just a few months into the year.
American Express Platinum Card: Is It Worth It?
If you already have an American Express card, then you are most likely sold on the benefits. I’ve had charges made in error on both my MasterCard and my American Express, and Amex deals with the issues professionally and quickly. That alone is worth a premium to me. I also enjoy accumulating rewards points, and like having the flexibility of what to do with the points. So, while hotel or airline cards are great for travelers, you often have to use the points on a specific hotel chain or airline. With American Express Membership Rewards, I can use my points on travel, gift cards, or merchandise. American Express also offers a great warranty program – they’ll extend a warranty up to an additional year, and will even accept a return of a purchase that the original store won’t take back!
All of that is worth the standard membership fee to me, but as a frequent traveler, I find that the additional cost of the platinum fee is worth it to me. Here’s why:
Access to airline clubs
With the American Express Platinum Card, you’ll get access to airline clubs for you, your spouse, and your children under the age of 21 (or up to two companions). Depending on the airline, you’ll get access to printers, telephones, showers, free alcoholic beverages, snacks, free WiFi and more. In addition, the staff at the clubs can help you just as a gate agent can. On a recent trip to Florida, the airline agent at the club was able to give me a complimentary upgrade to an exit row. My kids enjoy the clubs too.
Airline fee credits
If you travel on the same airline frequently, you can enjoy to $200 per year in airline fee credits. You do have to choose your airline at the beginning of the year, so it’s best to choose one that you fly frequently (and that regularly charges fees). There is some fine print associated with this benefit, but I generally use it for bag fees and the occasional seat upgrade.
The American Express Platinum Card does offer other benefits too, like access to concierge services, roadside assistance, platinum travel service, and a premium global assist hotline. If you are a frequent traveler, it’s definitely worth reviewing those benefits to see if the card will work for you.